# List of Payment Methods

Below you will find the full list of available payment channels (`directChannel`) divided into categories.

To correctly use directChannel in a transaction, please refer to
the [direct payments documentation (bypassing the SimPay payment gateway)](/payment/directchannel)

### BLIK (blik)

The most popular payment method in Poland, available in several integration variants.

| `directChannel` | Channel Name | Supported Currencies | Refund Support |
|  --- | --- | --- | --- |
| `blik` | BLIK (Standard) | PLN | Full, partial |
| `blik-level0` | BLIK LEVEL 0 | PLN | Full, partial |
| `blik-paylater` | BLIK Pay Later | PLN | Full*, partial* |
| `blik-recurrent` | BLIK Recurrent Payments | PLN | Full, partial |


* BLIK Pay Later Refunds
Refunds for BLIK Pay Later transactions return funds to the account, but **do not repay the credit**.
You should inform the customer that in case of a refund, they will need to repay the credit in their bank on their own.

### Deferred payments (postponed)

Buy now, pay later. Methods that allow deferring payment for an order.

| `directChannel` | Channel Name | Supported Currencies | Refund Support |
|  --- | --- | --- | --- |
| `paypo` | PayPo | PLN | Full, partial |
| `twisto` | Twisto Pay in 30 days | PLN | Full, partial |
| `twisto-pay-in-3` | Twisto Split into 3 | PLN | Full, partial |


### Bank transfers (transfer)

Direct redirections to Polish electronic banking systems (Pay-by-link).

| `directChannel` | Channel Name | Supported Currencies | Refund Support |
|  --- | --- | --- | --- |
| `mbank` | mBank | PLN | Full, partial |
| `pko_bp` | PKO BP | PLN | Full, partial |
| `ing` | ING Bank Śląski | PLN | Full, partial |
| `pekao_sa` | Pekao SA | PLN | Full, partial |
| `santander` | Santander | PLN | Full, partial |
| `alior` | Alior Bank | PLN | Full, partial |
| `millennium` | Millenium Bank | PLN | Full, partial |
| `bnp` | BNP Paribas | PLN | Full, partial |
| `pocztowy` | Bank Pocztowy | PLN | Full, partial |
| `citi` | Citi Bank Handlowy | PLN | Full, partial |
| `agricole` | Crédit Agricole | PLN | Full, partial |
| `nest` | Nest Bank | PLN | Full, partial |
| `plus` | Plus Bank | PLN | Full, partial |
| `velobank` | VeloBank | PLN | Full, partial |
| `bos` | Bank Ochrony Środowiska | PLN | Full, partial |
| `bfg` | Bank Nowy BFG | PLN | Full, partial |
| `inteligo` | Inteligo | PLN | Full, partial |
| `spoldzielcze` | Cooperative Banks | PLN | Full, partial |


### Paysafe payments (paysafe)

Popular prepaid systems and global electronic wallets.

| `directChannel` | Channel Name | Supported Currencies | Refund Support |
|  --- | --- | --- | --- |
| `paysafecard` | PaysafeCard | PLN, EUR, USD | None |
| `skrill` | Skrill | PLN, EUR, USD, BRL | Full, partial |


### PayPal payment (paypal)

Payment via PayPal account or card.

| `directChannel` | Channel Name | Supported Currencies | Refund Support |
|  --- | --- | --- | --- |
| `paypal` | PayPal | PLN, EUR, USD, BRL, MXN | None |


### Latin America payments (latam)

Local payment methods dedicated to users from Latin America.

| `directChannel` | Channel Name | Supported Currencies | Refund Support |
|  --- | --- | --- | --- |
| `latam-pix` | PIX | BRL | Full, partial |
| `latam-boleto` | Boleto | BRL | Full, partial |
| `latam-pagseguro-wallet` | PagSeguro Wallet | BRL | Full, partial |
| `latam-boleto-flash` | BOLETO Flash | BRL | Full, partial |
| `latam-servipag` | Servipag | CLP | Full, partial |
| `latam-kushki` | Kushki | CLP | Full, partial |
| `latam-efecty` | Efecty | COP | Full, partial |
| `latam-payvalida` | Payvalida | COP | Full, partial |
| `latam-pse` | PSE | COP | Full, partial |
| `latam-banco-national-de-costa-rica` | Banco Nacional de Costa Rica | CRC | Full, partial |
| `latam-banco-national-de-costa-rica-cash` | Banco Nacional de Costa Rica Cash | CRC | Full, partial |
| `latam-safetypay` | SafetyPay | USD | Full, partial |
| `latam-oxxo` | OXXO | MXN | Full, partial |
| `latam-spei` | SPEI | MXN | Full, partial |
| `latam-yape` | Yape | PEN | Full, partial |
| `latam-pagoefectivo` | PagoEfectivo | PEN | Full, partial |
| `latam-redpagos` | Redpagos | UYU | Full, partial |